幸运飞艇不贪稳赚

信用卡可以分期还款吗?信用卡分期常识

作者:小柠类型:整合 发布时间:2019-08-25 17:09

现在银行信用卡基本都会有分期的业务,专门用于解决持卡人的资金问题。那么信用卡可以分期还款吗?幸运飞艇不贪稳赚就由金柠网小编来介绍一些信用卡分期常识吧。

信用卡可以分期还款吗

一、信用卡分期有哪些种类?

1、ZHANGDANFENQI

SHIZHIXINYONGKACHUZHANGDANHOUKEYIJIANGZHANGDANJINEDEQUANBUHUOBUFENZUOFENQICHANGHAI,XINYONGKAZHONGXINKEFUJINGCHANGDADIANHUAJICHIKARENZUODEFENQIZHUYAOSHIZHANGDANFENQI。

2、DANBIFENQI

SHIZHIMOUBIJIAODAJINEDEJIAOYIKEYIDANDUZUOFENQI,BIRUSHUAKA500YUAN、5000YUANDOUKEYIZUOFENQI,DANGRANLEBUTONGYINXINGDANBIFENQIJINEQIDIANBUTONG,BINGBUSHISUOYOUJIAOYIDOUKEYIZUOFENQI,JINETAIXIAODEBUNENGZUOFENQI。

3、XIANJINFENQI

JIUSHIZHIYOUXINYONGKACHIKARENSHENQING,HUOZHEFAKAXINGZHUDONGYAOQINGCHIKARENJINXINGSHENQINGDEYIZHONG,JIANGCHIKARENXINYONGKAZHONGEDUZHUANHUANWEIXIANJIN,ZHUANZHANGRUZHIDINGJIEJIKA(BENXINGHUOTAXING),BINGFENCHENGZHIDINGYUEFENQISHUJINXINGGUIHAIDEYIZHONGFENQIFANGSHI。。BIRUZHONGXINXINYONGKADEXINKUAIXIAN、GUANGFAXINYONGKADECAIZHIJIN、HUAXIAXINYONGKADEYIDAJINDENGDOUSHUYUXIANJINFENQI。

4、GOUWUFENQI

JIUSHICHIKARENYONGXINYONGKAGOUMAIMOUGESHANGPINBINGQIEZIDONGFENQICHANGHAI。ZHUYAOSHIXINYONGKASHANGCHENGHUOXINYONGKAZHONGXINHEYIXIESHANGHUHEZUODESHANGPIN,BIRUGOUCHEFENQI、GOUMAIJIAJUFENQIDENG。

CHULEZHANGDANFENQI,HAIYOUQICHEFENQI、XIANJINFENQI、JIAOYIFENQI、SHANGCHANGFENQI、QIANYUEFENQI、ZHUANXIANGFENQI。CHIKARENZAIBUTONGQINGKUANGXIAXUANZEBUTONGFENQILEIXING,SHUOBUDINGHUIGENGHUASUAN。

二、信用卡哪些交易不能做分期?

1、XINYONGKAQUXIANDEBUFENYIJICHANSHENGDELIXIBUNENGZUOFENQI,BIXUZAIXINYONGKAZHANGDANZHONGQUANECHANGHAI。

2、BUFENYINXINGXINYONGKADELINSHIEDUBUNENGZUOFENQI,DAOQIQIANBIXUJIANGLINSHIEDUQUANEHAIQING。

三、信用卡分期有哪些期数可以选择?

DABUFENYINXINGXINYONGKAFENQIQISHUYOU3、6、9、12、18、24、36GEYUEDENG。YEYOUDEYINXINGKEYIFENQI1GEYUEDE。JUTIKEYIFENNAXIEQISHUYAOKANGEGEYINXINGXINYONGKALE,JUTIQINGKUANGKEYIXIANGFAKAXINGKEFUZIXUNHUOZAIXINYONGKAKEHUDUANCHAKAN。

四、信用卡分期有哪些费用?

XINYONGKAFENQISUIRANMEIYOULIXI,DANSHIYOUSHOUXUFEI,MEIGEYUEDEFENQIFEILVDUOSHUZAI0.55%~0.9%ZHIJIAN,CHULEGEBIEYINXINGZUOHUODONGFEILVYOUYOUHUIWAI,MUQIANGONGXINGXINYONGKAFENQIFEILVYINGGAISHIZUIDIDELE。XINYONGKAFENQIFEILVKANSIJIAODI,DANZHESUANCHENGNIANHUAFEILVBINGBUDI。

幸运飞艇不贪稳赚 LINGWAI,HENDUOYINXINGXINYONGKAFENQITIQIANHAIKUAN,SHENGXIADEQISHUDESHOUXUFEIBUNENGJIANMIAN。DANHAISHIYOUXIEYINXINGXINYONGKAFENQITIQIANCHANGHAI,SHENGXIADESHOUXUFEIKEYIJIANMIAN,DANYAOSHOUWEIYUEJIN。BIRUZHONGXINDEXIANJINFENQIXINKUAIXIAN,RUGUOTIQIANHAIKUANJIUXUYAOYICIXINGSHOUQUSHENGYUBENJIN3%DEWEIYUEJIN。

五、信用卡分期影响提额么?

幸运飞艇不贪稳赚 ZHEIGEBUYIDING,MOUXIEYINXINGXINYONGKAZUOFENQIBUYITIE,DANDABUFENXINYONGKAZUOLEFENQIDUIXINYONGKATIEYOUBANGZHU。

如果经常用信用卡低费率套现的卡友,可以偶尔做一点分期,给银行赚点钱,才能保证你用卡安全。如果没有觉得没有分期的需求,可以选择分3期,所付的手续费比较低,否则长期下去可能会遭银行封卡或降额。
 

金柠网信用卡分期小贴士

XINYONGKAFENQISUISHUOFANGBIANSHIYONG,DANSHIHOUXUCHANSHENGDEFEIYONGYESHIYIBIBUXIAODEKAIZHI,SUOYISHIYONGDEPINLVJIANYIBUYAOTAIGAO。