幸运飞艇不贪稳赚

六个人生理财必知的等式

作者:小柠类型:整合 发布时间:2019-08-25 17:08

生活是美好的。不管在什么领域,懂得学习并借鉴前人的经验,便可以更快地获得进步。理财亦是如此。关于理财大家肯定有一个共识,就是理财是一件贯穿我们整个人生的事情。今天我们说说六个人生理财必知的等式

1.养老费用=目前年花费 *20

GERENTOUZILICAIRUMENZHISHIZHONGBIXUYAOBAYIHOUDEYANGLAOFEIYONGJISUANJINQU,ZHEIZHONGYIBANSHIDENGDAOSHOURUHEJIBENXIAOFEIQINGKUANGWENDINGYIHOU,JIUKAISHIZHUNBEIMEINIANDEZHICHU20BEIDECUNKUAN,ZHEIBUFENZIJINZHUYAOYONGYURIHOUZIJITUIXIUYIHOUZUORICHANGSHENGHUOKAIXIAODEFEIYONG。DANGRAN,SHEBAO、TUIXIUGONGZIDENGKEJIEJUEYIBUFENYANGLAOFEIYONG。

2.还贷额度=月收入*35%

幸运飞艇不贪稳赚 YAOXIANGSHIZIJIRICHANGDESHENGHUOSHUIPINGGENMEIGEYUEDETOUZIBUSHOUDAOTAIDADEZHAIWUGUANXI,NEIMEMEIGEYUEJIUBIXUHAIDAIKUANBENXIEDU,YIBANBUKEYICHAOGUOSHOURUDE35%,ZUIHAOSHI20%。

3.支出=收入-利润

幸运飞艇不贪稳赚 HENDUOTOUZILICAIYISHIJIAOQIANGDEGONGXINZU,MEIYUELINGDAOXINSHUIHOU,HUIGENJULICAIMUBIAOBABUFENGONGZICUNRUYINXING。ZHEIYANGHUISHIZIJIBIMIANHENDUODEMANGMUXIAOFEI。RANERYOUXIERENYINWEIZIJIDEWUJIHUAXIAOFEI,DAOZHIMEIYUEKEYICUNXIADEQIANDUOSHAOBUYI,SHENZHIHUICHUXIANDAJIASUOSHUODEYUEGUANGZU。

幸运飞艇不贪稳赚 RUGUONENGJIANG“LIRUN=SHOURU-ZHICHU”DEGUANNIANZHUANBIANWEI“ZHICHU=SHOURU-LIRUN”DEGUANNIAN,MEIGEYUEDINGQIANZHAOYIDINGDEBILIJIANGZIJIDEGONGZICUNRUYINXING,SHENGXIADEGONGZIYONGYUZIJIDERICHANGKAIXIAO,NEIYANGNIDEYINXINGDINGCUNJIANGHUIKUAISUZENGZHANG。

4.风险承受度=100-当前年龄

DUIYUTOUZILICAILAISHUO,FENGXIANZIRANSHIRENMENZUIWEIGUANZHUDE。TOUZIZHEZAITOUZILICAISHI,GENJUZISHENDEFENGXIANCHENGSHOUNENGLI,ZHUNQUEDEXUANZESHIHEZIJIDELICAIFANGSHI。CONGGONGSHISHANGKEYIKANCHU,SUIZHENIANLINGDEZENGDA,CHENGSHOUFENGXIANDENENGLIHUIYUELAIYUEDI,ZIJINNINGRUYESUIZHIDIJIAN。

5.稳健理财型=50%稳守+25%稳攻+25%强攻

幸运飞艇不贪稳赚 “BUBAJIDANFANGZAITONGYIGELANZILI”。DUITOUZIFENEJINXINGHELIFENPEI,NENGQIDAOFENSANFENGLIANDEXIAOGUO。WENJIANLICAI,DUITOUZIBILIJINXINGHELIFENPEI。50%WENSHOU,NACHUYIBANJIXUJINXINGBAOBENLICAI;25%WENGONG,RUP2PLICAIXIANGMU,SHOUYIBUDIYEANQUANHEGUI;25%QIANGGONG,KEYIXUANZEYIXIEGAOSHOUYIDELICAICHANPINDENG。

6.家庭理财完美方案=4-3-2-1

幸运飞艇不贪稳赚 JIATINGSHOURUFENPEIYAOHELI40%YONGYUGONGFANGHUOZHEQITAFANGMIANDETOUZI;30%YONGYUJIATINGSHENGHUOKAIZHI;20%YONGYUCUNKUANDEYINGJIZIJIN;10%YONGYUBAOXIAN。ZHEIYANGWANMEIDEFENPEI,KEYIBANGZHUJIATINGZICHANSHIXIANBAOZHIZENGZHIDEXIAOGUO。

标签 大盘分析