幸运飞艇不贪稳赚

货币基金和银行理财哪个收益高?两者的区别有哪些?

作者:小柠类型:整合 发布时间:2019-07-11 20:07

TOUZILICAISHIRENMENZHUIQIUCAIFUBAOZHIZENGZHIDEYIZHONGZHONGYAOSHOUDUANHETUJING。DANGRAN,QUDAOHENDUO,SHOUYIYEXIANGCHAHENDA,ZONGDELAISHUOBAOKUOGUPIAO、JIJIN、GUOZHAI、P2PLICAI、YINXINGLICAIDENGDENG。YOUYUZHUIQIUSHOUYILVDAXIAOHECHENGDANDEFENGXIANBUTONG,SHOUYIHEHUIBAOZIRANYEJIUBUTONG。JINTIAN,JINNINGWANGXIAOBIANJIUZHUYAOJIESHAOXIAYINXINGLICAIHEHUOBIJIJINLIANGZHESHOUYIDECHABIE。   

投资理财收益那个高.jpg

一、银行理财和货币基金两者概念不同   

幸运飞艇不贪稳赚 YINXINGLICAICHANPIN,JIYOUYINXINGHEZHENGGUIJINRONGJIGOUZIXINGSHEJIBINGFAXINGDECHANPIN,JIANGMUJIDAODEZIJINGENJUCHANPINHETONGYUEDINGTOURUXIANGGUANJINRONGSHICHANGJIGOUMAIXIANGGUANJINRONGCHANPIN,HUOQUTOUZISHOUYIHOU,GENJUHETONGYUEDINGFENPEIJITOUZIRENDEYILEILICAICHANPIN。   

幸运飞艇不贪稳赚 ERHUOBIJIJINSHIYOUZHUANYEDEJIGOUJUJISHEHUIXIANSANZIJIN,ZAIZHUANJIAOJIJIJINGUANLIRENJINXINGGUANLI,JIJINTUOGUANRENBAOGUANZIJINDEYIZHONGKAIFANGSHIJIJIN,ZHUANMENTOUXIANGFENGXIANXIAODEHUOBISHICHANGGONGJU。   

二、收益计算方法不同   

YIBANLAISHUO,YINXINGLICAICHANPINLIXI=LICAICHANPINDEBENJIN×CHANPINNIANLILV÷365TIAN×JUTITIANSHU。ZHEIGEGONGSHIKEYITAOYONGZAIDADUOSHUYINXINGLICAICHANPINSHANG,RANHOUZAIGENJUSHIJITIANSHUQINGKUANGLAIJINXINGLIXIJISUAN。   

幸运飞艇不贪稳赚 ERHUOBIJIJINZECAIQUDESHIWANFENLEIJISHOUYI,WANFENLEIJISHOUYIZHIDESHIZAIYIDUANQUJIANNEI,MEIWANFENJIJINDANWEILEIJIDESHOUYIJINE,JIFULIJIXIFA。ZUOTIANCHANSHENGDELIXI,CONGJINTIANKAISHI,YIJINGSHIZUOWEIBENJIN,YEZAICHANSHENGLIXI;JINTIANCHANSHENGDELIXI,CONGMINGTIANLIXIDAOZHANGKAISHI,YIJINGSHIZUOWEIBENJIN。   

三、货币基金和银行理财哪个收益高?  

幸运飞艇不贪稳赚 NEIME,ZAISHICHANGHUANJINGZHONG,HUOBIJIJINHEYINXINGLICAINAGESHOUYIGAONI?ZHEILIWOMENXIANLAIJIEHELIZI,DUIBIXIALIANGZHEDESHOUYIQINGKUANG。

LIRU:MOUKUANYINXINGLICAICHANPIN5WANYUAN,NIANHUALILV4.5%,FENGBI90TIAN。DAOQIHOU5WANYUANYINXINGLICAICHANPINDEDAODELIXI=50000×4.5%÷365×90≈425.34YUAN。TONGYANGDELICAIEDU、NIANHUALILVHEFENGBIQIXIAN,SHOUXIANJIANG4.5%DENIANHUALVZHESUANCHENGRILILVZAICHENGYI10000DECHUDESHI10000KUAIQIANMEITIANDESHOUYI,JINIANLILV÷360×10000=4.5%÷360×10000=1.25,JI10000KUAIQIANMEITIANSHOUYIWEI1.25YUAN。

JIADING90TIANDETOUZIQINEI,PINGJUNMEITIAN“MEIWANFENSHOUYI1.25,ZAIYONGHUOBIJIJINDEJIXIFANGFAJISUANDECHUDELIXI=50000×(1+1.25÷10000)^90- 50000=565.64YUAN。YEJIUSHISHUO,SHIJIANYUEZHANG,HUOBIJIJINDESHOUYICHAHUIYUEMINGXIAN。   

ZUIHOU,TOUZIRENZAIGOUMAIYINXINGLICAICHANPINHUOSHIHUOBIJIJINSHI,YAOKAOLVLIUDONGXINGZHEIGEYINSU。GENJUDUIZIJINBIANXIANDEXUQIULAIGOUJIANZIJIDETOUZIZUHE,ZHEIYANGGENGWENTUOYIXIE。

金柠网理财小贴士

HUOBIJIJINHEYINXINGLICAIDOUSHUYUANQUANXINGJIAOGAODELICAICHANPIN,DANSHIYONGHUZAILICAIGUOCHENGZHONGRENGRANYAOYUFANGSHICHANGSHANGSUISHICHUXIANDEFENGXIAN。

标签 货币基金