幸运飞艇不贪稳赚

基金定投的收益率如何计算?

作者:小柠类型:整合 发布时间:2019-07-25 16:37

在购买基金产品时,我们可以通过各项投资技巧来为自己赚取更多的收益,而基金定投就是比较简单,获得收益直观的一种方式。不过大多数人虽然按部就班的进行基金定投的操作,但对于定投能够获得的收益却完全不清楚,而今天就由金柠网小编带各位了解一下,基金定投的收益率如何计算?

基金定投的收益率

计算方法一:定投收益率=收益/本金=(市值-本金)/本金

幸运飞艇不贪稳赚 YINCI,BEICHENGWEIZUIJIANDAN、ZHIGUANDEFANGFA。TONGCHANGWOMENSUOSHUODEDINGTOUSHOUYILVJIUSHIANZHAOZHEIZHONGFANGFAJISUANDE,JULISHUOMING:

XIAOMINGMEIQIDINGTOU1000YUAN,DINGTOU25QIHOUTOURUZONGBENJINWEI25000YUAN,QIMOZONGZICHANWEI33902.23YUAN,NEIME,XIAOMINGDEDINGTOUSHOUYILVJISUANRUXIA:

DINGTOUSHOUYILV=(SHIZHI-BENJIN)/BENJIN=(33902.23-25000)/25000=35.61%

计算方法二:定投收益率=(基金净值-平均成本)/平均成本

幸运飞艇不贪稳赚 ZAIMAIMAIGUPIAOHEJIJINDESHIHOU,SHOUYILV=(MAICHUJIAGE-MAIRUJIAGE)/MAIRUJIAGE。ZHEISHIYICIXINGMAIRUCELVEDESHOUYILV。ERDINGTOUFENPIMAIRU,YINCI“MAIRUJIAGE”YINGGAISHI“PINGJUNCHENGBEN”,ER“MAICHUJIAGE”JIUSHI“MAICHUSHIHOUDEJIJINJINGZHI”。JUGELIZI:

幸运飞艇不贪稳赚 JIASHEYIZHIJIJINDEJINGZHIBIAOXIANRUXIABIAO,MEIYUEDINGTOU1000YUAN,DINGTOU6GEYUE,SHUHUISHIJIJINJINGZHIWEI1.10YUAN。

 

基金定投的收益率计算

幸运飞艇不贪稳赚 YINCI,PINGJUNCHENGBEN=ZONGTOURU/ZONGFENE,JISUANRUXIA:

ZONGTOURU=1000*6=6000

幸运飞艇不贪稳赚 ZONGFENE=MEICIDINGTOUGOUMAIDEFENE=1000/1+1000/0.85+1000/0.7+1000/0.8+1000/0.9+1000/1.05=6919

幸运飞艇不贪稳赚 PINGJUNCHENGBEN=6000/6919=0.87

幸运飞艇不贪稳赚 DINGTOUSHOUYILV=(1.10-0.87)/0.87=26.4%

幸运飞艇不贪稳赚 KANDAOZHEILI,JIYOUMENKENDINGHAOQI,RUGUOYONGFANGFAYIJISUANNI?GENDIERZHONGFANGFAYOUQUBIEMA?JIXUKAN:

DINGTOUSHOUYILV=(SHIZHI-BENJIN)/BENJIN=(JIJINJINGZHI*ZONGFENE-BENJIN)/BENJIN=(1.10*6919-6000)/6000=26.8%

幸运飞艇不贪稳赚 HAOLE,WOMENKEYIKANCHU:ZHEILIANGZHONGFANGFAJISUANDEDINGTOUSHOUYILVJIBENSHANGSHIYIYANGDE(WUCHAHENXIAO)。LINGWAI,XUYAOTIXINGDAJIADESHI:DINGTOUSHOUYILVYIBANBUYONGZIJIJISUAN,ZHANGHUZHONGDECHICANGSHOUYILVJIUSHIDINGTOUSHOUYILV;YISHANGLIANGZHONGFANGFAJISUANDEDINGTOUSHOUYILVDOUSHILEIJISHOUYILV,MEIYOUKAOLVDINGTOUSHIJIANHEZIJINXIAOLVDEWENTI。

计算方法三:参考了定投时间因素的年化收益率

ZAIDINGTOUZHONG,NENGGOUZHIYINGCAISHIZUIZHONGYAODE,GENGWEIHELIDEZHIYINGSHICANKAOLEDINGTOUSHIJIANYINSUDENIANHUASHOUYILV。。YIBANERYAN,NIANHUA10%-15%SHIKEYICANKAODEZHIBIAO。NIANHUASHOUYILVDEJISUANGONGSHIKEYIZAIEXCELBIAOGESHURUHANSHU:=POWER(1+DINGTOUSHOUYILV,1/YIDINGTOUNIANFENSHU)-1。JULI:

基金定投的收益率计算方法

 

幸运飞艇不贪稳赚 PS:YIDINGTOUNIANFENSHU=DINGTOUYUESHU/12

幸运飞艇不贪稳赚 SHANGSHUFANGFAXUYAOZIJIZAIexcelLIJILUDINGTOUYUESHUHEXIANGDUIYINGDEDINGTOUSHOUYILV。DANGRANLE,RUGUONIJUEDEZHEIYANGMAFAN,YEKEYIJIANDANHUACUGU,BIRUDINGTOUWUNIANSHOUYI70%,NEIMECHUYI5,JIUSHI14%,ZAIWANGXIADIAO2GEDIANZUOYOU,JIBENJIUSHINIDENIANHUASHOUYILVLE。


金柠网理财基金小贴士

幸运飞艇不贪稳赚 XUEHUIJISUANJIJINDINGTOUDESHOUYIBUJINNENGGOURANGWOMENLEJIEDAOZIJIDETOUZISHOUYIQINGKUANG,YESHINENGGOUZHUJIANDEXUEXIDAOYIXILIEJINRONGCHANPINDEYUNZUOYUANLI,TIGAOZISHENDEJINRONGJINENG,BANGZHUZIJIGENGHAODEWANCHENGTOUZIHUOLI。

 

标签 基金定投