幸运飞艇不贪稳赚

P2P理财收益如何计算?四种常见P2P收益计算方法

作者:小柠类型:整合 发布时间:2019-07-30 17:53

ZHONGDUOZHOUZHI,ZAIP2PLICAIBUTONGDEHAIKUANFANGSHIQISHOUYIJISUANFANGSHIYEBUTONG,SUOYIDAOSHOUDESHOUYIYEBUTONG。YOUJINGYANDECHUJIERENZAICHUJIEZHIQIAN,HUIDUIBIGEP2PLICAIPINGTAIDELISHINIANHUASHOUYI、HUIKUANFANGSHI、FUWUFEI、CHUJIECHANPINQIXIANDENGDENG,XUANZEHELIDECHANPINQIXIANJIFUWUFEIJIAOSHAODEPINGTAI,NENGGOUSHIDESHOUYIDADAOBIJIAOKEGUANDEXIAOGUO,DANGRAN,ZHEIYUGELEIHAIKUANFANGSHIDEJISUANYOUHENDAGUANXI。NEIME,P2PLICAISHOUYIYINGGAIRUHEJISUANNI?

P2P收益计算

一、一次性还本付息

幸运飞艇不贪稳赚 YICIXINGHAIBENFUXISHIZUIPUBIANZUIJIANDANDEHAIKUANFANGSHI,HENDUOCHUJIERENYIBANDOUSHIXUANZEZHEIZHONG。YICIXINGHAIBENFUXIJIANDANJIUZAIYU,ZAIJIEKUANZHOUQIKAISHISHI,CHUJIEBENJIN,QIXIANJIESHUSHI,HUISHOUBENJINHELIXI。JISUANFANGSHIYEHENJIANDAN,RUGUONICHUJIE1WANYUAN,CHANPINQIXIANSHI1GEYUE,LISHINIANHUASHOUYILVSHI12%,1GEYUEHOUNINDELIXIJISUANFANGSHIWEI:(10000*12%)/12*1=100YUAN,JIASHANGBENJINZONGGONGWEI10100YUAN,ZHEIZHONGYICIXINGHAIBENFUXIDEFANGSHIXIANGDUILAISHUOBIJIAOJIANDAN,TEBIESHIDUIYULICAIXINSHOULAISHUO,SHIFEICHANGHESHIDEHAIKUANFANGSHI。

二、先息后本

XIANXIHOUBENDEHAIKUANFANGSHIJIUSHIXIANHAILIXIRANHOUHAIBENJIN,JINYIBULAISHUO,SHIANYUEXIANHAILIXI,DAOQIHAIKUAN。JUGELIZI,NINCHUJIEBENJIN1WANYUAN,CHANPINQIXIANSHI3GEYUE,LISHINIANHUASHOUYILVWEI12%,CHUJIERENLIANXU2GEYUEMEIGEYUESHOUDAO100YUANDELIXI,LIXIJISUANFANGSHIGENSHANGSHUYIYANG,DENGDAODISANGEYUEDESHIHOU,YEJIUSHICHANPINDAOQIHUIKUANDESHIHOU,SHOUDAODESHI100YUANDELIXIHE1WANYUANDEBENJIN。

三、等额本息

幸运飞艇不贪稳赚 DENGEBENXISHIZHIJIANGJIEKUANBENJINHELIXIZONGEZHIHEDENGYUECHAIFEN,JIEKUANRENMEIYOUCHANGHAIXIANGSHUEDEBENXIBUFEN,JIEKUANRENMEIYUEHAIKUANEZHONGDEBENJINBIZHONGZHUYUEDIZENG,LIXIBIZHONGZHUYUEDIJIAN。DUIYUCHUBULICAIZHELAISHUO,ZHEIZHONGDENGEBENXIHAIKUANFANGSHILVEWEISHAONAO,JIANYICHUJIEQIANXIANZIXIJISUANYIXIA。

DENGEBENXIHAIKUANDEGONGSHIWEI:MEIYUEHAIKUANE=【DAIKUANBENJIN*YUELILV*(1+YUELILV)^HAIKUANYUESHU】/【(1+YUELILV)^HAIKUANYUESHU-1】

四、等额本金

幸运飞艇不贪稳赚 DENGEBENJINYUDENGEBENXILEISI,DENGEBENJINSHIJIANGJIEKUANBENJINPINGJUNDAOMEIGEYUE,LIXIYESHIXUYAOFUQINGSHANGCIHAIKUANRIHECICIHAIKUANRIZHIJIANDELIXI。DUIYUCHUJIERENERYAN,ZHEIZHONGHAIKUANFANGSHIDESHOUYIBIDENGEBENXIGENGSHAOYIXIE。


金柠网理财小贴士

TONGGUOYISHANGP2PLICAIHAIKUANFANGSHISHOUYIDEJISUAN,WOMENNENGGOUKANCHUBUTONGDEHAIKUANFANGSHISHOUYISHIYOUYIDINGCHAJUDE,SUOYIZAICHUJIEMOUXIANGCHANPINZHIQIAN,YIDINGYAOKANHAOHAIKUANFANGSHI,TIQIANJISUANHAOSHOUYI,YIHUOQUJIAOWEIKEGUANDESHOUYI。

 

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